Tag Archives: learning

More plans for this summer

Greetings, readers. Last week I blogged about my plans for a restful summer and those plans are still in place. However, a dose of reality set in and if I am going to get married next year I had better get myself a job, and perhaps further my education. I am currently looking at Southern New Hampshire University on-line. I have seen and heard some good things about it. The only bug-a-boo would be the overall cost.

I looked at Southern New Hampshire University about a year or so ago and it was not a good fit then. But I have found a major/course of study in creative writing with emphasis on script writing. Right up my alley. If the school experience doesn’t break my bank, I think this would be well worth it. Not only would it flex my muscles and get me writing things other than the blog, but it might very well prepare me to be able to work in the television industry. That would be awesome.

The other big news is that I got myself an application for a local eatery and I’m going for it. I was not going to get a job until after I got back from camp, but if I could get hired, I could begin earning money right away. Although the wedding reception will not be extravagant, it will not be cheap either. We need, “money, money, money … money.”

It is sunny and warm in central Pennsylvania; something I’ve been waiting a long time for. I am definitely a late spring and summer person. Here in State College we expect a high temperature of 87-89 F. degrees. Three days ago we were struggling to break 55. What a difference. If I had my way, with Joe’s weather’s machine, I would have bright sunny days with white puffy clouds, some showers at night to keep everything green and looking beautiful, and snow on the ground around the winter holiday time. Obviously, no such machine exists. Bah humbug.

Lastly, I’ve got a doctor’s appointment right after work tomorrow, but we should have time to put a blog entry up before I have to go. I’ve had pain in my head for almost two weeks now. It is not crippling, just damn annoying. Please wish me luck on finding out what this is.

Until tomorrow, take care, have a good day, and happy reading.

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I am learning to make budget

Greetings, readers. For the past six months I have endeavored to finish the month on or under budget. So far I have failed miserably. Last month was the closest I have come, only needing $50 extra. Here is why I do not make budget.

Reason #1: Although my medications are not full-price because of my insurance, they do average out to about $75 a month. There is a big ka-ching out of the $600 right there. Meals on Wheels is helping me on food, but …

Reason #2: I like to enjoy my TV time munchies. The closest place to get them, plus cat food and paper products, is next door at the local pharmacy. I do look for the specials, which helps, but that particular store usually wants top dollar. Things like ice cream, chips and popcorn are quite expensive.

Reason #3: Occasionally I need to rent a Zipcar, such as for this Sunday to visit Mom at the cemetery. I am budgeting $20 – $30 for that. As you can see, blink and the money slips away quickly.

Lastly, I am still an impulse shopper. I am not nearly as bad as I used to be. At the beginning of each month when I have money, if I see that thing I really want, I usually break down and get it. I am pleased to say that in the last two months, I have not made any impulse purchases. I have told both Rebecca and Mr. Updegraff, the accountant, that we are going to use this computer until it dies. I am also still using my old PS3, and although it is not on life-support, it won’t last forever. I would like to get a PS4 before those go obsolete.

I feel bad when I make myself sound like a poor person. With a trust fund, I’m really not; though it comes to me in monthly installments. I’m still trying to learn to come in on or under budget each month. If I can learn to do this, I’ll feel better about myself and make that lump sum of money last longer.

When I was younger, my family made sure that I wanted for nothing. My folks did not teach me, however, how to save money or make a budget and stick to it. If I needed a little extra spending money, I got it. Now, I’m trying to work with a half-empty tool belt of life skills. Being aware of these issues, I will get better each day and each month. But it is a slow process. I’ll need some good wishes and prayers.

If you would like to leave a comment, or share your story, please do feel free. Until next Wednesday, have a great weekend, take care and happy reading.