My banking woes of the last two weeks

Greetings, readers. For obvious reasons the following will be in general terms. I don’t think any blogger should go into that much detail about their finances. It is, however, the topic of the day.

About a week and a half ago, my bank’s fraud line called me and wanted to go over a few charges. “Panera?,” they asked. “Yes.” “The corner store?” “Absolutely.” “Some company I’ve never even heard of before?” “Um, no.” Put on the parking brake right there. After figuring out that my debit card had been compromised, we quickly closed it and I was issued a new one. Of course, that didn’t arrive until after 3-5 business days had gone by. So, for quite a while everything I bought was either on my credit card or was cash. That is why my credit card bill this month is about $100 more than it usually is. Ouch.

The bank’s fraud team member was very helpful, as was the representative at the bank, whom Rebecca and I talked to this morning. All issues are now fixed and secure again. That’s the way I like it.

I’ve decided that for the next several months I am going to look at my on-line banking statement regularly to make certain that I do not get compromised again. I don’t think I will, because my debit card and info has been switched over.

I know I’m not the only one to have suffered card fraud but I still felt embarrassed. I don’t remember making a purchase but in this day and age when hackers and fraudsters are all around, who knows who got in and did their nasty deeds.

I feel confident that the issue has been solved, but I blame my naiveté for this incident. Maybe my pop-up blocker wasn’t on. Some afternoon when I have nothing to do, I’ll go into all my major websites, such as Facebook, Twitter, etc., and see what’s what on the settings page.

On a side note, I read this morning that the next polar vortex-like event is due to hit in early March. Freezing cold temperatures may reach Georgia and Florida. If it does, so much for the citrus crop. I can see it now, a glass of orange juice at McDonald’s $5, a jug at the grocery store $8. That is probably an exaggeration, but you get my point.

There’s today’s blog entry, I shall post one again on Sunday, as I have been doing. Until then, enjoy the rest of your week, stay warm if you can, love one another, and as always happy reading.

Advertisements

1 thought on “My banking woes of the last two weeks

  1. It happens. Even if you look at your account everyday there is no guarantee it won’t happen. But it is good practice to check regularly so if it is compromised you can stop it quickly. But just a word of warning- don’t give too much information to any others no matter who they are. You can’t always know who you can trust. A relative or life long friend like Dave should be only person to know your personal info. Chris

    Sent from my iPhone

    >

    Like

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.