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Greetings, readers. I was telling my accountant today how sick and tired I am of constantly being low on cash and stressed about my monthly finances. I told him I was going to come up with a plan by January 1st to rectify this problem. He told me that he has heard this story many, many times. Well, I have said it before. Times have changed, however, and it is a whole new ballgame.

I’m constantly talking to my therapist about how stressed out and depressed I am about my monthly budget. She and I talked about the idea of getting through the rest of this year and having a brand new self-imposed budget ready for the new year. I thought that was an excellent idea. I didn’t tell her, but I was already thinking about that idea myself.

After I get back from my mini-Thanksgiving trip with my girlfriend, Traci, Mr. Updagraff has given me the okay to have Meals on Wheels delivered 5 days a week instead of 3 days. This will take care of my weekday needs. Traci and I are going to have to just realize that any eating out we do will have to be done on the weekends and as cheaply as possible.

If I can get this plan to work, I think my stress level will be significantly lower and I will be much more of a happy camper.

Along with my new budget, I hope to have in place, by the New Year or soon thereafter, a new daily schedule to keep to. It will incorporate the early get-up time, which quite frankly I have become accustomed to. It is having the hours to write part and the going to bed earlier part that will need the most work. I’ve noticed one thing about myself over the years and it is this: I might take longer to get things done, but once I’ve ‘had it’ I do whatever I need to do and I don’t look back.

I asked my accountant to bear with me until the end of December, in case I need extra cash for the upcoming trip, Christmas presents for friends, and maybe a little something for me. Then Mr. Gotrocks dies. I will no longer be able to live outside my means and I no longer wish to. I think it would help my self-esteem if I got on a serious budget and stuck to it. I shall let you know the outcome. 🙂

Until Friday, when I’ll have a top ten list for you, take care, have a good couple of days, and happy reading.

P.S. Prayers go out to the families of the victims from the horrible terrorist attack in France. My heart goes out to you.

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